Development Plan

Built for thoughtful growth

Always inspired by its namesake, The Celia Fund is designed to grow carefully. The current focus is raising $75,000 to build a secure lending platform and fund the first loan rounds for qualifying public educators in Central Texas.

A plan that starts locally and grows carefully.

The Celia Fund begins with qualifying public educators in Central Texas. Each stage strengthens the organization, lending process, and support system before the program moves into a broader phase.

Build responsibly

Establish the funding, technology, policies, and safeguards needed for a dependable program.

Launch locally

Begin with qualifying Central Texas public educators once the program is ready.

Grow from experience

Use measurable results and educator feedback to guide every future expansion decision.

The development path

The Celia Fund is currently in Stage 1. Every stage below uses the same careful approach: build trust, test responsibly, learn from educators, and expand only when the organization is ready.

Stage 1 Current

Fund the Beginning

Raise $75,000 to support the secure lending platform, organizational systems, launch preparation, and first rounds of low-interest emergency loans.

Applications are not open during this founding stage.

Stage 2 Next

Build the Lending Platform

Create a secure system for applications, document review, loan management, repayment tracking, and responsible financial oversight.

Technology must support both applicant privacy and donor trust.

Stage 3 Planned

Establish Policies and Safeguards

Finalize eligibility standards, documentation requirements, review procedures, repayment terms, and protections for qualifying public educators.

Requirements will be published before applications open.

Stage 4 Planned

Listen, Test, and Prepare

Continue learning directly from public educators and test the application and review process before the first public launch.

Educator feedback will help shape a practical and respectful experience.

Stage 5 Planned Launch

Launch in Central Texas

Begin accepting applications from qualifying public educators in Central Texas facing eligible financial emergencies.

Launch depends on sufficient funding, completed systems, and published program terms.

Stage 6 Future

Learn and Strengthen

Evaluate the early loan rounds, review financial and operational results, and improve the program using real participant experience.

Growth will be guided by evidence rather than speed.

Stage 7 Future

Expand Throughout Texas

Use lessons from the Central Texas program to consider serving qualifying public educators in additional Texas communities.

A limited grant program may also be evaluated if it can be funded and administered responsibly.

Stage 8 Long-Term Vision

Explore Broader Impact

If the Texas model proves sustainable, explore other states and whether a similar model could eventually serve other categories of public-service workers.

Current planned eligibility remains focused on qualifying public educators.

Help build the foundation for sustainable educator support.

Early donations help The Celia Fund build the platform, policies, safeguards, partnerships, and initial loan pool needed to launch responsibly.